Verified
Seamless and easy
“The application process was seamless and easy. I was able to save and go back when I needed to upload my documents.”
Taylor TRefinance
Low Deposit
Shave years off the usual time it would take to save, with a low deposit of 2-5%.
No LMI
No Lenders Mortgage Insurance means you could save thousands of dollars.
Awesome Rates Variable and Fixed
Benefit from interest rates normally reserved for deposits of 20% or more.
What if you don’t qualify?
You could still buy without LMI by having a family guarantor or saving a 20% deposit."
How we can help
Home loans we can help you find.
Cash backs and exclusive deals
Specific lenders may have ‘specials’ available, including cash backs, fee reductions or waivers or loyalty offers.
Flexible deposit options
Deposits starting at 2%. (But budget for at least 10% of the property value to cover government and third-party fees).
Guarantor loans made easy
Get into the property market sooner without a 20% deposit and avoid paying Lenders’ Mortgage Insurance.
Construction & bridging loans
Build your dream home or buy a new property before selling your old one with a construction or bridging loan.
Cross collateralisation
Leverage your equity and increase borrowing power by securing your loan against multiple properties.
Debt consolidation one payment
Consolidate your debt into a single loan with a low home loan interest rate.
Client stories
What our clients are saying
Real clients, real homes and real support from the Mortgage Matrix team.
Verified
Great experience
“Zac looked after us and his service was great. We appreciate everything he has done for us.”
Jannicke IRefinance
Verified
Couldn’t be happier
“Zac was great. I couldn’t be happier with the outcome he achieved for me and will definitely use him again.”
Adam CPurchase
Verified
Professional and attentive
“Mortgage Matrix helped immensely when purchasing our first home. The team was very professional and attentive.”
Bridget MFirst Home Buyer
Verified
A broker who truly cares
“If you’re looking for a broker that truly cares and delivers outstanding service, look no further than Mortgage Matrix.”
Matthew MFirst Home Buyer
Verified
Made the process easier
“Zac was very easy to deal with, took the hard work out of sourcing a loan and personalised it to suit our needs.”
Megan HPurchase
Verified
Fantastic support
“Zac and Viren were fantastic brokers. They made the process clear and supported us throughout our first home purchase.”
Liam RFirst Home Buyer
Verified
Clear communication throughout
“Mortgage Matrix consistently demonstrated professionalism, clear communication and genuine care throughout the purchase.”
Holly SBuyer’s Agent / Purchase