Home loan borrowing calculator

Run the numbers to get an upfront estimate of your borrowing power.

Simplify your mortgage
try our Calculators!

Find a better loan for your goals
Access equity in your home
Consolidate your debts
Start savings - it's easy
New!

Not confident about your current rates? Find out how refinancing could help you save.

Know your budget
PreQualify
Gain confidence
Certainty
D
Dennis Priesltey
Invited
Start the pre-approval process

Take the first step to check your borrowing power and gain confidence in your home loan journey.

Application review
Stay informed
Compare options
Evaluate affodability
Onsite
1:30 h
Plan Smarter – Calculate Now!

Stay in control, budget better, and save more with accurate repayment insights.

Simplify your mortgage
try our calculators

Find a better loan for your goals
Access equity in your home
Consolidate your debts
Start savings - it's easy
New!

Not confident about your current rates? Find out how refinancing could help you save.

Know your budget
PreQualify
Gain confidence
Certainty
D
Dennis Priesltey
Invited
Start the pre-approval process

Take the first step to check your borrowing power and gain confidence in your home loan journey.

Application review
Stay informed
Compare options
Evaluate affodability
Onsite
1:30 h
Plan Smarter – Calculate Now!

Stay in control, budget better, and save more with accurate repayment insights.

Less stress, more success

Secure your pre-approval quickly and smoothly. Less stress means more time to focus on finding your dream home.

Buying a home? We make it simple.

Home loans made simple. Expert guidance for a smooth, stress-free process.

Applying for a home loan can feel overwhelming, especially with all the industry jargon. At Mortgage Matrix, we believe in keeping things simple. Whether you're a first home buyer or refinancing, understanding these key terms will help you navigate the process with confidence.

read more

Buying a home is one of the biggest financial decisions you'll make, and negotiating the right price can save you thousands. Whether you're a first-home buyer or a seasoned investor, having the right strategy is key. At Mortgage Matrix, we believe in making homeownership simple, and that includes helping you negotiate like a pro

read more

I had an excellent experience with Mortgage Matrix. Zac is great at what he does and went above and beyond to sort my finance approval fast.

Tom Toro

First home buyer

25+

Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​