Home loan refinance calculator

Find out how much you could save by refinancing

Owner-occupied

Investment

Owner Occupied
People's Choice

5.89%

5.90%

Variable rate Comparison rate

Loan features:

$0 Application fees and Ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

Redraw facility

Flexible repayment frequency - pay weekly, fortnightly or monthly.

Owner Occupied
Macquarie Bank

5.55%

6.05%

2 years fixed rate Comparison rate

Loan features:

$350 Application and no ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

pay weekly, fortnightly or monthly

Up to $10,000 additional repayments per year without break costs.

Owner-occupied

Investment

Owner Occupied
People's Choice

5.89%

5.90%

Variable rate Comparison rate

Loan features:

$0 Application fees and Ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

Redraw facility

Flexible repayment frequency - pay weekly, fortnightly or monthly

Owner Occupied
People's Choice

5.55%

6.05%

2 years fixed rate Comparison rate

Loan features:

$350 Application and no ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

pay weekly, fortnightly or monthly

Up to $10,000 additional repayments per year without break costs.

Owner-occupied

Investment

Owner Occupied
People's Choice

5.89%

5.90%

Variable rate Comparison rate

Loan features:

$0 Application fees and Ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

Redraw facility

Flexible repayment frequency - pay weekly, fortnightly or monthly

Owner Occupied
People's Choice

5.55%

6.05%

2 years fixed rate Comparison rate

Loan features:

$350 Application and no ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

pay weekly, fortnightly or monthly

Up to $10,000 additional repayments per year without break costs.

Simplify your mortgage -
try our Calculators!

Simplify your mortgage - try our Calculators

Find a better loan for your goals
Access equity in your home
Consolidate your debts
Start savings - it's easy
New!

Not confident about your current rates? Find out how refinancing could help you save.

Know your budget
PreQualify
Gain confidence
Certainty
D
Dennis Priesltey
Invited
Start the pre-approval process

Take the first step to check your borrowing power and gain confidence in your home loan journey.

Application review
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Compare options
Evaluate affodability
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Plan Smarter – Calculate Now!

Stay in control, budget better, and save more with accurate repayment insights.

Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Mortgage Matrix ©2025. All rights reserved.​